Guarantees & Insurance
Collateral valuation and insurable value
Recovery value for the lender and replacement value for the loss event.
Recovery value for the lender and replacement value for the loss event.
Independent valuation for two distinct uses: collateral in secured credit operations (LTV, advance rate, borrowing base) and insurable and replacement value for insurers, adjusters and loss appraisals.
Valuation of real estate, machinery, equipment and equity stakes pledged as collateral. Market value, Orderly Liquidation Value (OLV) and Forced Liquidation Value (FLV) analysis to support LTV and advance rate.
Real estate appraisal reports under NBR 14653, with FAQ →
BACEN · CMN Res. 4.966 · IVS 400 · NBR 14653
Ongoing valuation of inventory, receivables and operating assets as borrowing base in ABL facilities. Turnover, eligibility, seasonality and concentration risk analysis.
Physical inventory and useful life review →
USPAP Standards · IVS 220 · ABL Best Practices
Determination of insurable value for policy issuance: new value, depreciated value (updated historical cost) or replacement value. Application to industrial, commercial and high-value residential property.
SUSEP · IBA · NBR 14653-2 · ABNT
Technical support to adjusters and insurers in loss events: fire, windstorm, flooding, machinery damage, business interruption lost profits.
SUSEP · Circular 256/04 · BNI
Logistics property in São Paulo. Valuation for bank collateral in a CRI
Capital goods industry. Inventory and machinery valuation for borrowing base
Steel mill. Insurable and replacement value report